Cashflow Analysis
Optimize SMB lending and underwriting with DeepDelve® CashfloAI. Our advanced platform analyzes cash flow from diverse bank statements, empowering underwriters with faster, more accurate evaluations across 50+ decisioning parameters.
Why DeepDelve CashfloAI?
SMB-Focused Underwriting
Tailored AI for loan evaluation, reducing SMB underwriting time by 60% (vs. manual workflows).
100% Format Flexibility
Extracts data flawlessly from scanned docs, PDFs, Excel, etc., with 99% accuracy.
50+ Cashflow Metrics
Analyzes credits, debits, balance trends, and recurring patterns to predict risk 40% faster.
Zero-Disruption Integration
Deploys in <4 weeks into existing loan origination systems (LOS) or credit platforms.
GenAI Precision
Industry-leading 98% entity/table extraction accuracy, validated across 500K+ financial documents.
Data-Backed Scoring
Trained on 10M+ underwriting data points to reduce defaults by 30%—Lend Smarter, Not Harder.
Performance Metrics
Key Challenges in smb Underwriting
Unstructured Data Chaos
70% of SMB bank statements arrive in fragmented, non-standard formats (PDFs, scans, Excel), derailing automation.
2+ Hours Wasted Per Applicatio
Underwriters lose 40% of their time manually inputting cashflow data, delaying approvals by 3-5 days.
Rigid OCR Templates Fail
Legacy tools miss 25%+ of critical data due to format changes, forcing costly rework.
Unreliable Risk Scoring
Shallow analysis leads to 30% inaccuracy in creditworthiness predictions, increasing defaults.
Blind Spots in Cashflow Trends
Lack of deep analytics overlooks risks like irregular debits or overdraft patterns in 45% of cases.
50% Higher Compliance Costs
Manual reconciliation and audit prep drain resources, escalating operational risks.
How CashfloAI Help
Solutions Delivered by CashfloAI
Solutions Delivered by CashfloAI
Format-Agnostic Bank Statement Extraction
Extracts structured insights from PDFs, images, and Excel sheets — without template dependency.
Solutions Delivered by CashfloAI
Advanced Cashflow Analysis
Detects inflow/outflow trends, flags anomalies, and computes eligibility indicators using AI-based analysis.
Solutions Delivered by CashfloAI
Confidence-Based Alerting & Audit Checks
Confidence scores and audit alerts auto-flag suspicious or low-quality extractions for review.
Solutions Delivered by CashfloAI
DIY Configuration for FinOps Teams
No-code UI allows setting decision rules, data mappings, and scoring thresholds.
Solutions Delivered by CashfloAI
Underwriter Workflow Management
Assign workflows, track progress, and trigger escalations within your approval pipeline.
Solutions Delivered by CashfloAI
Seamless API Integration
Connect with any LOS, CRM, or internal underwriting dashboard via secure REST APIs.
Benefits
80% Faster Loan Decisions
Automated extraction slashes underwriting cycles by 50% and cuts turnaround time (TAT) to <24 hours.
Scale to 10K+ Loans Daily
Built for high-volume lenders—banks, NBFCs, and fintechs—with zero processing bottlenecks.
40% Sharper Risk Insights
AI uncovers hidden cashflow patterns (e.g., irregular debits, balance volatility) to refine credit scoring.
80% Less Manual Work
Reduces underwriter hours per application via instant cashflow analytics and trend mapping.
100% Audit-Ready Compliance
Auto-generates traceable logs and exception reports to breeze through regulatory reviews.